Do you love to travel?
Allianz Annual Plans offer protection for road trips, international vacations, business travel, weekend getaways, and nearly every type of journey throughout the year. With 365 days of continuous protection, it provides reliable peace of mind wherever you go. This convenient, "set-it-and-forget-it" solution allows you to travel confidently, knowing you're protected every step of the way.
Where an Annual Plan Can Help
Highlights
Annual plans can be used throughout the covered year, helping with medical and other travel-related emergencies, like:
- Canceled Family Vacation: The doctor says your daughter is too sick to fly right before your big trip. Trip Cancellation benefits can reimburse the cost of your non-refundable flights, event tickets, and hotel rooms.
- Rough Road Trip: A weekend trip to the coast takes a turn for the worse when your beach bag goes missing. Baggage Protection benefits can give you money back for the stolen personal items.
- Overseas Medical Emergency: You're hospitalized while traveling in Europe, where Medicare doesn't cover you. Emergency Medical benefits can help provide access to in-person or virtual medical support, reimburse the cost of treatment, and set up direct billing if necessary.
Please review your Certificate of Insurance/Policy for more details. Claims are reviewed individually and are subject to the terms, conditions, exclusions, and coverage limits of the plan.
How it works
Here are a few tips as you consider an annual plan:
- We define a trip as traveling more than 100 miles away from home.
- There is no limit on the number of trips you can take.
- Annual plans can protect trips that last up to 45 days.
Frequently Asked Questions
Trip Cancellation and Trip Interruption benefits are per year with annual limits for all your trips combined. For instance, if you have $3,000 in Trip Cancellation protection, and you cancel a $2,000 trip due to a covered injury, you will have a $1,000 of Trip Cancellation protection left for the remainder of your trips.
If you need more Trip Cancellation protection after you've purchased a plan, you can increase the coverage limit for the year by calling 888-897-2661.
Other benefits, like Travel Delay and Baggage Protection, are per trip—meaning the coverage limits reset with every trip you take.
No. One of the biggest perks of an annual plan is convenience. You do not need to log in or call to register your trips in advance. Simply book a trip or travel more than 100 miles away from home and you're protected.
Unlike single-trip plans that can protect everyone staying in the room, annual plans are per person—protecting the policyholder with benefits for trip cancellation and interruptions, emergency medical costs, lost or damaged personal items, and more.
Annual plan benefits are similar to single-trip plan benefits and can include:
- Trip Cancellation protection
- Trip Interruption protection
- Travel Delay protection
- Emergency Medical and Dental benefits
- Emergency Medical Transportation benefits
- Baggage protection
- Baggage delay protection
- Rental Car protection
- 24-hour emergency assistance services
- Concierge services
See your plan documents for details. Benefits vary by plan and state.
Terms, conditions, and exclusions apply, including for pre-existing conditions. Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A” (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence and plan chosen. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best’s 13 Financial Strength Ratings. Plans only available to U.S. residents and may not be available in all jurisdictions. Allianz Travel Insurance is a mark of AGA Service Company dba Allianz Partners or its affiliates. Allianz Partners compensates their suppliers or agencies for allowing Allianz Partners to market or offer products to customers of the supplier or agency. Allianz Travel Insurance products are distributed by AGA Service Company, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Plans include insurance benefits and assistance services. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Except as expressly provided under your plan, you are responsible for charges you incur from third parties. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or customerservice@allianzassistance.com.